The Kiwanis Club of Colonial Capital recently heard a program about retirement planning from two principals of Covenant Wealth Advisors. Robert Topping discussed the necessity of good planning and the potential for conserving wealth after retirement using the tools that are available to their clients. Much depends on the mix of bonds and equities plus a little bit of luck with timing of retirement. Pictured above are Topping, club member Tom Hoekzema, Robert Smith of Covenant Wealth Advisors, and Club President Larry Shoberg.
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